Rates
Our Current RatesTake a look below for the latest rates on IRAs, Loans, Mortgages and Farm Equipment.
Share/Savings Accounts
IRA Accounts
Dividends compounded daily
Posted Quarterly
Determined Quarterly by the Board of Directors
Share Accounts
Dividends compounded daily
Posted Quarterly
Determined Quarterly by the Board of Directors
Share Draft Accounts
No dividends
No monthly fee and no minimum balance
Share Certificate Accounts
- Dividends Compounded Daily – Paid Monthly
- $500 minimum deposit
- 6 Month Term 0.75%
- 12 Month Term 1.00%
- 24 Month Term 1.25%
- 36 Month Term 1.50%
Loan Accounts
Unsecured Loans
Personal
$5000 Maximum
Risk-based * Call for rates
up to 48 months
Christmas (Oct. 1 – Jan. 15)
$1500 Maximum
Risk-based * Call for rates
up to 12 months
Vacation (May 1 – Sep. 1)
$1500 Maximum
Risk-based * Call for rates
up to 12 months
Share-Secured Loans
Share Secured
Based on available account balance
3.00% above last dividend declared APR
Up to 120 months
Vehicle Loans
New Vehicle
Current or prior year with less than 15,000 miles
Risk-based * Call for rates
Up to 72 months
Used Vehicle
Maximum 15 years old
Risk-based * Call for rates
NADA value/up to 60 mos/depends on age of vehicle
Real Estate
1st Mortgages
$250,000 (max)
15 Years/180 Months
30 Years/360 Months
Prime + 1.00% APR
Call for rate (adjustable)
2nd Mortgages
$50,000 (max)
10 Years/120 Months
Prime + 2.00% APR
Unimproved Property
10 Years/120 Months
Prime + 2.00% APR
Recreational Vehicles
New and Used
Four Wheeler
Boat
Camper
RV
Motorcycle
As low as 5.50% APR
As low as 6.00% APR
As low as 6.00% APR
As low as 6.00% APR
As low as 5.50% APR
Up to 60 months
Up to 60 months
Up to 72 months
Up to 72 months
Up to 60 months
Farm Equipment
New Farm Equipment
Used Farm Equipment
3.00% APR
5.00% APR
Up to 60 months
Up to 48 months